Cover and move towards the whole people's medical insurance from the system

Cover and move towards the whole people's medical insurance from the system
Staff reporter Meng Wang Dan Sun " twelve five " The planning outline draft proposes, will " cover the basic medical security system of urban and rural residents sound in the following 5 years " . Realize what obstacles need removing the whole people's medical insurance has? This question has initiated the discussing warmly of committee members. The policy guidance needs adjusting " at present, the basic medical insurance of our country effected an insurance the number of people has already been up to 1,267 million ". " On March 9, president of Hubei association of industry and commerce committee member Zhao XiaoYong says while making speech at the third plenary session of the 11 Session of the fourth meeting of Chinese People's Political Consultative Conference(CPPCC), after 13 years of development, it has been already ripe that basic medical treatment ensured realizing the opportunity covered completely. Zhao Xiao says bravely, the crowd that medical treatment ensures omitting now is roughly divided into 3 kinds of types: Have poor crowd to pay the fees ability, experience healthy crowd of anxiety of disease, have rich crowd of anxiety that hospitalization cost pay. For this reason, should current " whether worker should join " , " residents participate in voluntarily " , " the government replenishes and supports " Medical insurance policy guidance,change to " pool ensuring, peoples national is law-abiding to effect an insurance " " ,Could guarantee in this way on the system the basic medical insurance benefits all crowds. The People's Hospital, Jiangsu Province Vice President committee member Li YuFeng proposes, should set up and effect an insurance in long-efficiency mechanism. He proposes, make the preferential policy of effecting an insurance continuously and and set up one set and calculate the system, to stop urban and rural residents that effect an insurance, supervise it pay the intersection of renewal of insurance and expenses, make urban and rural residents effect an insurance and transfer to and effect an insurance consciously voluntarily progressively, let newly to shut it according to a transition of effecting an insurance in order to protect agriculturally with a ginseng. Meanwhile, the finance should form a complete set and set up and subsidize the long-efficiency mechanism too, solve the difficult problem that personnel effect an insurance of effecting an insurance overduly. " big unification " It still takes time " structure of two yuan in urban and rural areas, three systems run separately, differentiate management in two departments " Medical treatment last system and management style institute long-term to condemn. Member of the CPPCC National Committee proposes, should take the opportunity of medical reform, realize the national pool of the medical insurance progressively. On raising the mechanism in the premium, Zhao Xiao proposes bravely, can reform the way that the central government provide funds, let the country offer the national basic insurance fund with unified standard to ordinary people. Set up " The country offers the basic premium, individual and employing unit pay the basic premium, individual and employing unit choose to pay and supplement premium, local government's possession to offer and subsidize premium, central authorities and local government to offer the premium of relief together " Mechanism,bear everybody together, it let last guarantees medicals basic every people. Peasants' and workers' democratic party Standing Committee of the Central Committee, Hunan Province work and appeal for drawing room Vice Chief committee member Gong JianMing of the social security, belong to the unified department, unified organization all crowds' social medical insurance to manage, "in some areas such as Changsha, we have already done so. Have really obviously lowered costs while running actually, has raised the efficiency. " He says. Gong JianMing still proposes, will set up a unified and only lifetime medical insurance account number of the whole country for each of ordinary people, let an insurance be can block in the whole country common, the relatively close operational mode of the fund of different kinds of basic medical insurance that could change now, the delivery totally, smooth transition, move towards the provincial pool from the pool at city level progressively, plan as a whole until being national. He admits frankly, realizes " big unification " at the same time Really also need time, the pilot project that but can go ahead of the rest in some areas, make the experience, popularize progressively. Meet diversified demand " medical insurance can only afford the intersection of serious disease and the intersection of treatment and 50%~60% expense at present, taking a patient's treatment of tumour as an exmple, the expenses of hundreds of thousands yuan, ordinary people should bear nearly half, the burden is still very heavy. " The committee member says that the subsidiary pathologic head of the department of tumour hospital of Tianjin medical university grandson keeps, the business insurance of our country can only cover less than 5% of the crowds now, if there can be 30%~50% people in common people and have business insurance, then the ability to resist risk will be much stronger, could really reflect the value of the business insurance too. He proposes, according to common people's income level and endurance, divides business insurance into grade of 3 5, the more important thing is to let the crowd with low- and medium-level incomes have business insurance, this pair of basic medical insurance will be a beneficial supplement. Chinese people the intersection of insurance pool and the intersection of flame and committee member Wu, president of Co., Ltd., propose, further dispel the business insurance and participate in the system done and servedded of the medical insurance to restrain, relax the entry to limit, increase effective supply. Back the safety unit and expand the supplementary medical insurance business in basic medical treatment ensures the foundation, meet multi-level, diversified social medical guarantee demands. Encourage the safety unit to give play to specialized risk control and finance management advantage, participate in the medical reform fund and manage, it " solicits, manages, supervises " to take shape Separate, supervise the operation mechanism restricted each other. And the common people that a part survived under the line of low insurance, they can not afford the business insurance, perhaps even money can not be borrowed after falling ill, the grandson keeps thinking, it is the civil affairs department that will form and succour the mechanism at first, there is contribution of the charitable department, the relief fund that will be formed the national aspect too, in order to ensure their think highly of the diseasing. Meanwhile, the hospital takes according to the patient's detailed conditions too, after pass the essential examination procedure, reduce or remit the medical fee of a part caused by and advanced technological service.

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