Department of people's society minister Yin WeiMin: Pay volume this year to raise to 6 times of per capita income at most in medical insurance

Department of people's society minister Yin WeiMin: Pay volume this year to raise to 6 times of per capita income at most in medical insurance
New medical reform confirm in the implementing scheme three year " Pay the limit and reach 6 times of annual per capita income at most in medical insurance " Goal expected realize within this year ahead of time, be contributed to not relieving by difficult problems of over-stress personal, patients of disease great this. Human resources and social security department (call in the following text " The department of people's society " )Minister Yin WeiMin writes articles to show on latest " Seeking Truth " magazine, it is a problem that should be solved first at present to improve the medical insurance and pay the limit, adjust in the right place in principle in 2009. He still shows, will control the balance scale of pool funds rationally. Reducing the fund current period balance of the medical insurance, primary problem that the system of medical insurance exists is to ensure the intensity to be insufficient at present, the term of payment that the medical insurance stipulates is harsh, it is insufficient to pay the proportion, the result that leads to the fact is that there is too much fund balance of medical insurance on one hand, over-stress of persons who on the other hand effect an insurance. " national social insurance situation of 2008 " that the intersection of people and society department announces on June 12 reveals, in 2008, the whole country urban worker basic Medical Benefits Funds will gain 288,600 million yuan, among them conduct funds and gain 175,800 million yuan, personal account gains 112,800 million yuan; The expenditure of Medical Benefits Funds is 202 billion yuan, pool fund expenditure is 114,900 million yuan, expenditure of personal account is 87,100 million yuan. Can be extrapolated from the fund revenue and expenditure state of the medical insurance, the present surplus of the medical insurance pool fund will be 60,900 million yuan in 2008, the surplus rate is still up to 34.6%. The medical insurance is different from the endowment insurance, its principle is " in order to accept propping up definitely " . In a situation that it is paid for itself that the persons who effect an insurance at present see the doctor the proportion still reaches 50%, the surplus rate of such high current period of the medical insurance fund is abnormal. This important goal of the new medical reform is relieving " It is expensive to see the doctor " ,Medical Benefits Funds serves as the important role in this course. Improving the medical insurance and submitting an expense account behind treatment is the current period surplus of reducing the medical insurance fund, let the medical insurance fund not sleep in the bank again. A personage in the know says to CBN, the surplus rate of the medical insurance fund remains high except that harshness of term of payment of the medical insurance and bankrupt enterprise at one time pay the medical insurance expenses, and the factor that people are. "In the social insurance of some basic unit handles the organization, will be in order to store large quantities of medical insurance funds as the condition, gain things such as the office equipment,etc. and happen to the bank, because can do the interests to exchange with this money, so, some areas keep the high surplus rate of the medical insurance fund artificially. " This personage says. It is to improve Medical Benefits Funds to pay the limit to generally improve one of the concrete measures of the new medical reform of the treatment of submitting an expense account of the medical insurance at most, from equivalent to locality salary or resident average 3~4 improvement of income to 6 time or more about on average at present. This will give play to medical treatment to ensure helping the function on greater intensity together of the system, further lighten the financial burden of the serious illness patient of serious disease. Yin WeiMin says, this goal will be adjusted in the right place in principle within this year. In addition, he also shows, will improve the treatment level steadily. The fund paying the utmost attention to raising the medical organization at the basic level is paid the proportion, guide and join sponsors and go to a doctor to the low rank hospital. According to the new medical reform implementing scheme, in the three year the intersection of worker and medical insurance, the intersection of resident and medical insurance and shut policy while being agricultural while being new hospitalization cost wipe out 3 years in the proportion raising to about 75%, 60% and 50% progressively in hospital in the range; On the basis of generally improving, narrow the disparity between town and country, between the systems, between the areas progressively.

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