Health newspaper: Not enough yet that it only has mighty narration that the medical insurance is built

Health newspaper: Not enough yet that it only has mighty narration that the medical insurance is built
Zhang HaiTong ( Doctor) The reporter learns from the office of medical reform of the State Council: National the intersection of urban and rural residents and basic medical insurance effect an insurance number of people up to 1,270 million, cover number of people, account for total 95% of population, the system frame of the whole people's medical insurance has already been set up, and already become the biggest medical insurance network of the whole world. This year, government to the intersection of urban residents and medical insurance, shut per person, replenish yuan of standards to implement in all parts every year while being agricultural while being new. The efforts of construction of medical insurance is big and unprecedented. (" People's Daily " of July 7) Undeniable, domestic medical treatment has been ensured building compared with really making very great progress in the past in the past few years. For example, the medical insurance coverage rate of urban and rural residents is expanding, system frame setting up, gradual implementation of the public public beneficial reform of medical organization at the basic level of the whole people's medical insurance constantly These medical insurance builds course and hits the on eyes achievement made, can yet be regarded as exciting mighty narration. But medical insurance build have mighty enough even narration only, need every one to join sponsors and experience the vivid happy sense from it. Certainly, let ordinary masses experience vividly that build material benefit brought in medical insurance, the improvement on some microcosmic, detail is essential. As the doctor of the clinical first line, I will often meet such an awkward situation while going out and examining. Some patients break even to be hospital to see the doctor holding worker's medicine, but find the money in the medical insurance account is not enough to pay the medical fee with actually few number when they pay dues holding the medical insurance card. Meet those hold the intersection of resident and medicine, break even, shut the intersection of medical insurance and patient that clinic sought medical advice actually while being agricultural while being new, I can only tell they, the intersection of resident and medical insurance, shut hospital of medical insurance into the city, think the clinic has basically any submitted an expense account while being agricultural while being new helpless. At this moment, they will mostly feel puzzled angry somewhat. Some people even interrogate a medical worker in a great rage, why have we participated in the medical insurance not to even submit an expense account to see the doctor in clinic? Is it difficult to become medical insurance is only a furnishing? From easy to explain, join sponsor puzzled understanding in these kind at the intersection of medical insurance and system arrange at present. Shut while being agricultural while being new, the intersection of urban residents and medical insurance,etc. ensure, join sponsor need serious disease, serious illness of hospital treatment mainly. So, join sponsors and could some clinic expenses only when the designated health clinics in towns and townships, community hospital seek medical advice be wiped out. Compared with in first two kinds of medical insurance, worker's medical insurance though the treatment enjoyed is higher, but because each unit differs significantly for the base figure that the worker pays, the medical insurance treatment of the worker that a lot of medium and small-scale individual enterprises, ineffective state-owned enterprise workers enjoy is very low, even can appear medical insurance for one year amount of money yet enough to draw two teeth utterly absurd. Because most daily medical demands of people can be satisfied in the clinic, suffer from the situation that serious illness needs seeking medical advice in hospital and relatively seldom take place. So, are used mainly for ensuring serious disease, can not let the great majority join sponsors and enjoy the material benefit of the medical insurance while ensuring the medical insurance kind of the medical demand of the clinic. In recent years, various appeals about improving the clinic of medical insurance and submitting an expense account standardly are more and more, but this problem has not got very good settlement so far. Face the query of the public opinion, some officers do not always take the social development level to that stage habitually, government finance ability has not been enough for, such reasons as the medical insurance fund has been insufficient do the shield. But, take a broad view of our life, on one hand, welfare treatment such as the medical insurance that the employing units such as government bodies, public institution and large-scale state-owned enterprise etc. offer to staff, supporting parents are usually always admirable endlessly. The civil servants of some places usually have two medical insurance accounts, the medical insurance that the clinic sees the doctor is always very abundant in amount of money. On the other hand, the medical insurance fund balance rate of all parts has been remaining high all the time. The urban worker's fund balance rate of basic medical pool of the whole country is 34.8%, 32.8% in 2008 in 2007, well-above the level under 10% of developed country. The main reason for this kind of situation lies in the medical insurance treatment standard that ordinary masses enjoy is too low. How let the masses of to join sponsor, experience medical insurance build material benefit brought vivid, realize that sees the furnishing unfit for anything in the medical insurance is not? I thought, at first, the ideas of governance of the governments at all levels should change the people's livelihood of improvement with all strength from pursuing the increase in GDP as soon as possible, increase people's happiness to come up. Through strengthen, implement in medical treatment ensuring input at, let new agricultural shut, the intersection of resident and medical insurance already with a view to ensure, need serious disease that in hospital conscientiously, also can ensure the small disease that the clinic can be cured. Secondly, the related departments will improve various and work and ensure the regulation as soon as possible, will let those work regulations used for ensuring labourer's legitimate rights and interests get out-and-out execution, and get effective supervision and let those used to there is no place from compressing, cutting down labourer's medical insurance and various treatment welfare lucrative bad enterprisesing.

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