The interest rate of first set of housing loan of Foshan goes up The first second-hand house loan is promoted to 40%

The interest rate of first set of housing loan of Foshan goes up The first second-hand house loan is promoted to 40%
The news presented 40% of down payment in first suite loans such as Zhejiang and other places a few days ago in the south, the interest rate went up by the news of 10%. Reporter and soldier divide No. three, visit more than ten banks of Foshan city to know in the south, peasants and workers build four banks and carry out the standard of 30% down payment of the first bridal chamber at present, the interest rate needs to carry out the rise at various degrees, is up to 10%. First sets of the intersection of second-hand house and, because every amount relatively urgent bank, the intersection of Shuande and the intersection of agricultural firm,etc. and already first suits of second hand down payment of housing loan from rise to 40% bank, the interest rate goes up by 30% at most. Every bank rate went up recently, some banks in Zhejiang raised down payment and interest rate of the housing loan, as to this,banks state-runs four major (worker, building, in, agriculture) The intersection of Guangdong Province and branch say policy of the housing loan make any adjustment. Though the head office has not issued the rise notices of down payment and interest rate, according to the regulation, every bank of Foshan should carry out a suite lowest down payment 30%, the housing loan standard of two apartment down payment 60%. Interest rate, because amount is tense, every bank of Foshan carries out the standard that the first set of housing loan examines and approves Bench Mark before this year. The reporter visits finding, the first suite housing loan interest rate of many banks of Foshan has already been no longer basis in the south, but appear, float rise of degree while being different, first set the room goes up by by 10% at most all alone. "Standard thirty percent of down payment that the first suite granted the loan and implemented at present all alone, release the interest rate at 1.1 times of Bench Mark. " The agricultural firm of Shuande is large managers of the customers of some good branches Miss Liang is told reporters. Subsequently, the reporter knows, down payment is 30%, the interest rate carries out basis not all bridal chambers can be enjoyed. Bank of China hangs down cutting finance and economics and paying attention to the introduction, if still Bench Mark of execution of first suite in 90 square meters of the following of the rainbow subbranch, down payment is 30%. Construction Bank Foshan fragrant to spend manager of subbranch customer Mr. Liang claim, receive the intersection of Foshan and notice of branch just yesterday morning, first the intersection of suite and Bench Mark no matter new or old size go up by 10%, old room and 144 more than house of age of the building borrow over 15 year. The first second-hand house loan promotes the room to 40% of the first set all alone most can get 30% down payment, but the down payment of the first second-hand house will be raised to forty percent of down payment. Industrial and Commercial Bank, Shuande agricultural firm, Foshan some site go on independently promoting to first suits of the intersection of second-hand house and down payment already at present. The agricultural firm of Shuande is large managers of the customers of some good branches Miss Liang is told reporters, if the first second-hand house wants to grant the loan in the agricultural firm, get 40% of down payment, the interest rate carries out Bench Mark and goes up by 30%. Compare on agricultural firm raising methodding of interest rate by a wide margin, wide to send bank the intersection of Foshan and pieces of the intersection of loan and centre to have method besides, it is wide takes place centre Miss Chen of a loan in Foshan of the bank and claims, the second hand first suite of the age of the building costs 50% of down payment in over ten years, and Bench Mark goes up by 10%. The second hand first suite down payment 40% of the age of the building from 5 years to 10, Bench Mark goes up by 5%, 30% of down payment within the bridal chamber and five years, Bench Mark goes up by 5%. It has in short amount of bank loan that some banks delay connecting single though in Foshan, building, worker etc. because of amount, have fund can put, some the intersection of amount and light bank, such as Foshan develop and the intersection of Foshan and agricultural bank, some sites in Foshan of Bank of China claim own amount has already been used up, delay connecting singly at present. The reporter visits finding, the personal credit of branch of Foshan of agricultural bank only offers the common reserve funds to grant the loan at present, the personal commercial loan does not have amount that has already been closed down. The whole Foshan of China Industrial Bank stops releasing the personal commercial housing loan. Grandfather's temple subbranch of Fen river of Bank of China pays attention to finance and economics and pays attention to and claims amount is nervous now, will not do the business of the personal commercial housing loan. Pool: The south reporter Chen Yi interviews and writes: Probational reporter Bao HuiShi's long peak reporter Chen Yi in the south

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